I wrote previously on EPay as a new Paypal alternative to send and receive money online. I have a lot of trust in Paypal and I’m a very loyal person, but the more I learn about EPay the more interest I gain. One of the big selling points, for me, is the ability to earn $150 per person you refer or $250 if it’s a merchant. With Paypal, you make $1 every time they make $200 if it’s a business account. That’s not too exciting to me, unless I refer some multimillion dollar company selling completely through Paypal.

Another selling point on EPay is their debit card. I love the idea of being able to access my money now, rather than in a week or two when it finally makes it to my bank account. I don’t like my money being stuck in limbo, so it is a definite must for me. Their EPay debit card has the Master Card logo, enabling you to use it any time, any where. The debit card does have a one time fee of $89 and a monthly fee of $4.95. A little much for me, personally.

They also offer pre-paid credit cards for those with less than perfect credit. Or for those out there who have kids and want to give them a card to pay for things without the open limits. I know I prefer to give my kids a reloadable prepaid card to keep with them because if they lose it you can replace it easily and the money isn’t lost forever. Actually, it works well for my mom, too, because every once in a while she needs to borrow some money and I have no way to get it there fast.

Pretty soon I think it will be a new standard for sending money online. Epay will soon be an option like Paypal, Moneybookers, and E-Gold when you get paid for your paid posts, reading emails, and online surveys.